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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,759 | $65,361-40.7% | $92,903-58.3% | $72,983-46.9% |
| Participation rate | 35.3% | 68.3%-33.0pp | 76.0%-40.7pp | 69.5%-34.2pp |
| Annual return | 38.07% | 42.11%-4.0pp | 109.43%-71.4pp | 81.01%-42.9pp |
| Employer contribution / active EE | $685 | $2,594-73.6% | $3,653-81.2% | $2,440-71.9% |
| Participant deferral / active EE | $2,654 | $3,128-15.2% | $4,238-37.4% | $3,608-26.4% |
| Admin fee / account holder | $3,885 | $4,251-8.6% | $5,795-33.0% | $5,124-24.2% |