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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,485 | $63,346-56.6% | $92,240-70.2% | $70,126-60.8% |
| Participation rate | 41.5% | 68.7%-27.2pp | 76.5%-35.0pp | 69.5%-28.1pp |
| Annual return | 32.34% | 530.19%-497.9pp | 176.29%-144.0pp | 73.15%-40.8pp |
| Employer contribution / active EE | $779 | $2,471-68.5% | $3,680-78.8% | $2,343-66.7% |
| Participant deferral / active EE | $2,828 | $2,854-0.9% | $3,897-27.4% | $3,332-15.1% |
| Admin fee / account holder | $8 | $3,841-99.8% | $5,194-99.8% | $4,645-99.8% |