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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $197,657 | $202,342-2.3% | $172,753+14.4% | $152,909+29.3% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 21.84% | 1029.88%-1008.0pp | 803.00%-781.2pp | 345.46%-323.6pp |
| Employer contribution / active EE | $3,412 | $5,857-41.8% | $5,144-33.7% | $4,764-28.4% |
| Participant deferral / active EE | $7,352 | $5,948+23.6% | $5,198+41.4% | $5,851+25.6% |
| Admin fee / account holder | $1,001 | $17,112-94.1% | $13,956-92.8% | $11,601-91.4% |