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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $177,825 | $180,459-1.5% | $154,108+15.4% | $135,380+31.4% |
| Participation rate | 66.7% | 87.4%-20.8pp | 83.0%-16.4pp | 82.6%-16.0pp |
| Annual return | -5.18% | 888.21%-893.4pp | 735.21%-740.4pp | 519.81%-525.0pp |
| Employer contribution / active EE | $3,185 | $6,035-47.2% | $5,298-39.9% | $4,779-33.3% |
| Participant deferral / active EE | $14,914 | $5,806+156.9% | $5,081+193.5% | $5,609+165.9% |
| Admin fee / account holder | $1,246 | $16,145-92.3% | $13,411-90.7% | $10,828-88.5% |