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| Provider | Service type | Compensation |
|---|---|---|
CHARLES SCHWAB & CO., INC.5 years Filed as: SCHWAB RETIREMENT PLAN SERVICES,INC Service code 15 · EIN 34-1479833 | Recordkeeping | $204,213 |
CHARLES SCHWAB & CO., INC.7+ years Service code 33 · EIN 94-1737782 | Securities brokerage; Direct payment ... | $873 |
CHARLES SCHWAB & CO., INC.7+ years Filed as: CHARLES SCHWAB & CO. INC. AND AFFIL Service code 59 | Shareholder Servicing | $0 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $331,624 | $142,386+132.9% | $152,473+117.5% | $93,010+256.5% |
| Participation rate | 99.4% | 85.6%+13.8pp | 78.2%+21.2pp | 73.9%+25.5pp |
| Annual return | 15.80% | 18.07%-2.3pp | 757.59%-741.8pp | 158.70%-142.9pp |
| Employer contribution / active EE | $16,569 | $5,485+202.1% | $4,326+283.0% | $2,705+512.5% |
| Participant deferral / active EE | $11,590 | $6,872+68.7% | $5,817+99.2% | $4,561+154.1% |
| Admin fee / account holder | $60 | $108-44.8% | $15,811-99.6% | $152-60.7% |