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| Provider | Service type | Compensation |
|---|---|---|
CHARLES SCHWAB & CO., INC.4 years Filed as: SCHWAB RETIREMENT PLAN SERVICES,INC Service code 15 · EIN 34-1479833 | Recordkeeping | $192,191 |
Plan reported corrective distributions (failed ADP/ACP testing).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $283,469 | $130,084+117.9% | $138,135+105.2% | $90,274+214.0% |
| Participation rate | 99.3% | 86.0%+13.3pp | 78.7%+20.6pp | 73.4%+25.9pp |
| Annual return | 15.31% | 14.63%+0.7pp | 20.51%-5.2pp | 53.97%-38.7pp |
| Employer contribution / active EE | $16,291 | $5,865+177.8% | $5,587+191.6% | $2,523+545.6% |
| Participant deferral / active EE | $11,016 | $7,099+55.2% | $6,431+71.3% | $4,231+160.4% |
| Admin fee / account holder | $55 | $187-70.4% | $11,856-99.5% | $114-51.5% |