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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,238 | $39,245+28.0% | $64,105-21.6% | $52,331-4.0% |
| Participation rate | 66.4% | 58.2%+8.1pp | 68.2%-1.8pp | 68.1%-1.7pp |
| Annual return | -0.49% | 14.79%-15.3pp | 791.24%-791.7pp | 4.54%-5.0pp |
| Employer contribution / active EE | $249 | $736-66.2% | $1,820-86.3% | $1,882-86.8% |
| Participant deferral / active EE | $2,892 | $1,992+45.2% | $2,822+2.5% | $3,022-4.3% |
| Admin fee / account holder | $2,028 | $592+242.3% | $4,499-54.9% | $592+242.8% |