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| Provider | Service type | Compensation |
|---|---|---|
UNION BANK & TRUST COMPANY2 years Service code 12 · EIN 47-0321480 | Participant communication; Sub-transf... | $925 |
Service code 33 · EIN 13-4046432 | Sub-transfer agency fees; Securities ... | $0 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,904 | $49,471+73.6% | $79,583+7.9% | $66,949+28.3% |
| Participation rate | 74.3% | 61.4%+12.9pp | 69.5%+4.8pp | 69.8%+4.4pp |
| Annual return | -13.95% | 84.30%-98.2pp | 0.16%-14.1pp | 1.57%-15.5pp |
| Employer contribution / active EE | $522 | $1,266-58.8% | $2,414-78.4% | $2,545-79.5% |
| Participant deferral / active EE | $4,892 | $3,160+54.8% | $3,986+22.7% | $4,239+15.4% |
| Admin fee / account holder | $10 | $595-98.3% | $6,835-99.9% | $594-98.3% |