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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,210 | $51,466+44.2% | $78,778-5.8% | $62,293+19.1% |
| Participation rate | 64.9% | 59.8%+5.1pp | 69.2%-4.3pp | 69.5%-4.7pp |
| Annual return | 20.71% | 19.96%+0.8pp | 35.62%-14.9pp | 28.90%-8.2pp |
| Employer contribution / active EE | $294 | $827-64.4% | $1,986-85.2% | $2,042-85.6% |
| Participant deferral / active EE | $3,269 | $2,147+52.2% | $2,958+10.5% | $3,169+3.2% |
| Admin fee / account holder | $726 | $489+48.4% | $5,134-85.9% | $479+51.5% |