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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,922 | $54,729+84.4% | $86,235+17.0% | $71,529+41.1% |
| Participation rate | 66.4% | 60.1%+6.3pp | 69.0%-2.6pp | 67.9%-1.6pp |
| Annual return | 17.63% | 20.07%-2.4pp | 1170.03%-1152.4pp | 28.97%-11.3pp |
| Employer contribution / active EE | $454 | $1,267-64.2% | $2,381-80.9% | $2,590-82.5% |
| Participant deferral / active EE | $4,347 | $3,110+39.8% | $3,987+9.0% | $4,291+1.3% |
| Admin fee / account holder | $2,022 | $1,921+5.2% | $6,856-70.5% | $1,588+27.3% |