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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,378 | $42,546+39.6% | $71,796-17.3% | $55,167+7.6% |
| Participation rate | 64.8% | 59.1%+5.7pp | 69.1%-4.3pp | 69.0%-4.2pp |
| Annual return | 10.60% | 12.36%-1.8pp | 78.04%-67.4pp | 169.23%-158.6pp |
| Employer contribution / active EE | $394 | $803-50.9% | $1,924-79.5% | $1,963-79.9% |
| Participant deferral / active EE | $3,034 | $2,064+47.0% | $2,794+8.6% | $3,054-0.7% |
| Admin fee / account holder | $1,058 | $650+62.8% | $4,815-78.0% | $504+109.9% |