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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $283,477 | $76,551+270.3% | $123,894+128.8% | $62,881+350.8% |
| Participation rate | 100.0% | 73.0%+27.0pp | 81.4%+18.6pp | 69.3%+30.7pp |
| Annual return | 7.54% | 18.68%-11.1pp | 47.52%-40.0pp | 20.14%-12.6pp |
| Employer contribution / active EE | $10,496 | $2,882+264.2% | $4,617+127.4% | $2,281+360.2% |
| Participant deferral / active EE | $7,764 | $4,840+60.4% | $5,984+29.7% | $3,203+142.4% |
| Admin fee / account holder | $3,611 | $4,826-25.2% | $8,357-56.8% | $4,296-15.9% |