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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $533,567 | $102,385+421.1% | $147,080+262.8% | $80,935+559.2% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 10.50% | 135.09%-124.6pp | 420.17%-409.7pp | 35.66%-25.2pp |
| Employer contribution / active EE | $10,964 | $3,717+195.0% | $4,933+122.2% | $2,757+297.7% |
| Participant deferral / active EE | $12,268 | $6,651+84.5% | $8,066+52.1% | $4,299+185.3% |
| Admin fee / account holder | $55,445 | $7,951+597.3% | $12,989+326.9% | $6,924+700.7% |