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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $613,568 | $99,875+514.3% | $146,866+317.8% | $86,983+605.4% |
| Participation rate | 97.6% | 75.8%+21.8pp | 82.5%+15.1pp | 69.5%+28.1pp |
| Annual return | 12.88% | 28.10%-15.2pp | 102.85%-90.0pp | 25.83%-13.0pp |
| Employer contribution / active EE | $11,186 | $3,224+246.9% | $4,425+152.8% | $2,584+332.8% |
| Participant deferral / active EE | $13,175 | $6,322+108.4% | $7,759+69.8% | $4,194+214.1% |
| Admin fee / account holder | $47,276 | $7,838+503.2% | $13,620+247.1% | $7,856+501.8% |