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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $376,966 | $98,776+281.6% | $149,745+151.7% | $79,856+372.1% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.5%+17.5pp | 69.6%+30.4pp |
| Annual return | 15.02% | 27.38%-12.4pp | 276.72%-261.7pp | 31.71%-16.7pp |
| Employer contribution / active EE | $9,356 | $3,217+190.8% | $4,646+101.4% | $2,471+278.6% |
| Participant deferral / active EE | $10,551 | $5,681+85.7% | $6,843+54.2% | $3,741+182.1% |
| Admin fee / account holder | $3,500 | $6,053-42.2% | $9,312-62.4% | $5,306-34.0% |