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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $439,787 | $93,617+369.8% | $135,982+223.4% | $75,177+485.0% |
| Participation rate | 100.0% | 75.2%+24.8pp | 81.9%+18.1pp | 67.2%+32.8pp |
| Annual return | 13.59% | 30.89%-17.3pp | 68.32%-54.7pp | 160.75%-147.2pp |
| Employer contribution / active EE | $9,392 | $3,538+165.4% | $4,859+93.3% | $2,671+251.6% |
| Participant deferral / active EE | $11,617 | $6,406+81.3% | $7,760+49.7% | $4,126+181.5% |
| Admin fee / account holder | $4,359 | $6,980-37.5% | $10,767-59.5% | $5,651-22.9% |