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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,190 | $86,298-68.5% | $111,308-75.6% | $85,847-68.3% |
| Participation rate | 62.1% | 73.3%-11.3pp | 77.3%-15.3pp | 69.3%-7.3pp |
| Annual return | 13.07% | 19.99%-6.9pp | 54.67%-41.6pp | 318.61%-305.5pp |
| Employer contribution / active EE | $2,040 | $2,044-0.2% | $2,732-25.3% | $2,565-20.5% |
| Participant deferral / active EE | $3,432 | $3,641-5.7% | $4,487-23.5% | $3,952-13.2% |
| Admin fee / account holder | $127 | $8,189-98.4% | $7,965-98.4% | $6,261-98.0% |