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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,297 | $71,878-69.0% | $86,698-74.3% | $68,486-67.4% |
| Participation rate | 60.5% | 72.2%-11.8pp | 76.6%-16.1pp | 67.9%-7.4pp |
| Annual return | -18.79% | 3.53%-22.3pp | 35.95%-54.7pp | -7.85%-10.9pp |
| Employer contribution / active EE | $1,744 | $2,173-19.8% | $2,837-38.5% | $2,597-32.8% |
| Participant deferral / active EE | $2,723 | $3,779-27.9% | $4,656-41.5% | $4,028-32.4% |
| Admin fee / account holder | $298 | $6,113-95.1% | $7,493-96.0% | $5,404-94.5% |