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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,901 | $103,392-81.7% | $87,104-78.3% | $152,897-87.6% |
| Participation rate | 52.9% | 79.4%-26.4pp | 76.9%-23.9pp | 82.5%-29.5pp |
| Annual return | 24.09% | 28.10%-4.0pp | 28.19%-4.1pp | 345.43%-321.3pp |
| Employer contribution / active EE | $1,288 | $3,221-60.0% | $2,521-48.9% | $4,764-73.0% |
| Participant deferral / active EE | $2,576 | $4,778-46.1% | $4,048-36.4% | $5,851-56.0% |
| Admin fee / account holder | $127 | $12,194-99.0% | $7,491-98.3% | $11,599-98.9% |