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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,316 | $97,550-42.3% | $120,344-53.2% | $87,485-35.6% |
| Participation rate | 68.9% | 72.8%-3.9pp | 76.7%-7.8pp | 68.9%0pp |
| Annual return | 16.12% | 18.41%-2.3pp | 20.30%-4.2pp | 26.06%-9.9pp |
| Employer contribution / active EE | $3,234 | $2,291+41.2% | $3,020+7.1% | $2,596+24.6% |
| Participant deferral / active EE | $5,775 | $4,230+36.5% | $5,135+12.5% | $4,274+35.1% |
| Admin fee / account holder | $4,286 | $9,543-55.1% | $12,742-66.4% | $7,775-44.9% |