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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,104 | $80,992-60.4% | $96,534-66.7% | $75,173-57.3% |
| Participation rate | 59.5% | 71.8%-12.3pp | 76.0%-16.5pp | 67.2%-7.7pp |
| Annual return | 22.10% | 27.05%-4.9pp | 25.88%-3.8pp | 160.72%-138.6pp |
| Employer contribution / active EE | $2,281 | $2,283-0.1% | $2,965-23.1% | $2,671-14.6% |
| Participant deferral / active EE | $3,805 | $3,929-3.2% | $4,851-21.6% | $4,126-7.8% |
| Admin fee / account holder | $405 | $6,717-94.0% | $8,253-95.1% | $5,651-92.8% |