See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 15 · EIN 84-0467907 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping | $178,504 |
MORGAN STANLEY SMITH BARNEY3 years Filed as: MORGAN STANLEY Service code 27 · EIN 13-2655998 1585 BROADWAY · NEW YORK, NY 10036 | Advisory (Plan) | $171,931 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 26 · EIN 84-1532243 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Advisory (Participants) | $28,066 |
CARON & BLETZER, PLLC1 year Service code 10 · EIN 47-2722581 1 LIBRARY LANE · KINGSTON, NH 03848 | Accounting | $9,750 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $217,928 | $108,549+100.8% | $156,263+39.5% | $85,563+154.7% |
| Participation rate | 93.7% | 77.1%+16.6pp | 78.9%+14.8pp | 66.0%+27.7pp |
| Annual return | 16.60% | 21.79%-5.2pp | 59.47%-42.9pp | 31.51%-14.9pp |
| Employer contribution / active EE | $3,183 | $2,690+18.3% | $4,333-26.5% | $2,654+19.9% |
| Participant deferral / active EE | $7,723 | $4,800+60.9% | $6,158+25.4% | $4,375+76.5% |
| Admin fee / account holder | $327 | $650-49.7% | $14,255-97.7% | $834-60.8% |