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| Provider | Service type | Compensation |
|---|---|---|
MORGAN STANLEY SMITH BARNEY2 years Filed as: MORGAN STANLEY Service code 27 1585 BROADWAY · NEW YORK, NY 10036 | Advisory (Plan) | $158,514 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 15 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping | $156,069 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $9,192 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $207,363 | $2,703,213-92.3% | $165,100+25.6% | $200,096+3.6% |
| Participation rate | 78.9% | 78.4%+0.5pp | 78.6%+0.3pp | 72.0%+6.9pp |
| Annual return | 36.21% | 17.97%+18.2pp | 70.21%-34.0pp | 34.26%+1.9pp |
| Employer contribution / active EE | $2,514 | $2,973-15.4% | $4,348-42.2% | $3,038-17.2% |
| Participant deferral / active EE | $6,232 | $5,021+24.1% | $6,035+3.3% | $5,090+22.4% |
| Admin fee / account holder | $279 | $1,999-86.0% | $12,696-97.8% | $269+3.6% |