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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $271,136 |
STRATEGIC ADVISORS, INC.3 years Service code 27 · EIN 04-2654524 | Advisory (Plan) | $69,106 |
SAGEVIEW ADVISORY GROUP, LLC2 years Service code 26 · EIN 33-0818667 | Advisory (Participants) | $9,392 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,606 | $122,128-31.5% | $147,117-43.2% | $200,096-58.2% |
| Participation rate | 92.1% | 78.2%+14.0pp | 82.2%+10.0pp | 72.0%+20.1pp |
| Annual return | 28.29% | 30.58%-2.3pp | 420.54%-392.2pp | 34.26%-6.0pp |
| Employer contribution / active EE | $0 | $4,093-100.0% | $4,932-100.0% | $3,038-100.0% |
| Participant deferral / active EE | $22,424 | $8,484+164.3% | $8,065+178.1% | $5,090+340.6% |
| Admin fee / account holder | $70 | $180-61.1% | $12,993-99.5% | $269-74.1% |