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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $163,270 |
STRATEGIC ADVISORS, INC.1 year Service code 27 · EIN 04-2654524 | Advisory (Plan) | $11,679 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,779 | $95,388-55.2% | $125,401-65.9% | $77,906-45.1% |
| Participation rate | 89.1% | 78.6%+10.5pp | 82.4%+6.7pp | 73.7%+15.4pp |
| Annual return | 2.48% | 116.19%-113.7pp | 572.53%-570.0pp | 12.16%-9.7pp |
| Employer contribution / active EE | $5 | $3,666-99.9% | $4,816-99.9% | $2,846-99.8% |
| Participant deferral / active EE | $16,180 | $7,711+109.8% | $7,448+117.2% | $4,805+236.7% |
| Admin fee / account holder | $54 | $119-54.6% | $10,008-99.5% | $133-59.3% |