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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $85,383 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,475 | $120,450-61.4% | $159,495-70.9% | $93,010-50.0% |
| Participation rate | 86.9% | 78.0%+8.9pp | 82.8%+4.1pp | 73.9%+13.0pp |
| Annual return | 61.28% | 27.11%+34.2pp | 263.72%-202.4pp | 158.70%-97.4pp |
| Employer contribution / active EE | $137 | $3,526-96.1% | $4,831-97.2% | $2,705-94.9% |
| Participant deferral / active EE | $13,987 | $7,283+92.0% | $7,354+90.2% | $4,561+206.7% |
| Admin fee / account holder | $45 | $137-66.7% | $10,804-99.6% | $152-70.0% |