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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,087 | $154,193-58.4% | $130,045-50.7% | $139,466-54.0% |
| Participation rate | 47.4% | 82.0%-34.6pp | 78.5%-31.1pp | 80.3%-33.0pp |
| Annual return | 20.17% | 32.51%-12.3pp | -137.30%+157.5pp | 373.66%-353.5pp |
| Employer contribution / active EE | $1,176 | $5,292-77.8% | $4,321-72.8% | $4,754-75.3% |
| Participant deferral / active EE | $2,165 | $6,709-67.7% | $5,820-62.8% | $6,712-67.7% |
| Admin fee / account holder | $0 | $13,989-100.0% | $10,600-100.0% | $11,409-100.0% |