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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,053 | $162,821-58.8% | $133,978-50.0% | $158,982-57.8% |
| Participation rate | 53.8% | 83.2%-29.4pp | 79.8%-26.0pp | 82.0%-28.1pp |
| Annual return | 30.52% | 41.95%-11.4pp | 45.10%-14.6pp | 302.99%-272.5pp |
| Employer contribution / active EE | $1,976 | $4,976-60.3% | $3,919-49.6% | $4,763-58.5% |
| Participant deferral / active EE | $3,813 | $5,910-35.5% | $5,047-24.5% | $5,983-36.3% |
| Admin fee / account holder | $0 | $11,742-100.0% | $8,930-100.0% | $11,252-100.0% |