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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,001 | $144,130-76.4% | $117,861-71.2% | $147,586-77.0% |
| Participation rate | 62.5% | 83.4%-20.9pp | 79.7%-17.2pp | 82.8%-20.3pp |
| Annual return | 68.28% | 531.20%-462.9pp | 335.11%-266.8pp | 578.59%-510.3pp |
| Employer contribution / active EE | $4,154 | $4,897-15.2% | $3,786+9.7% | $4,876-14.8% |
| Participant deferral / active EE | $5,153 | $5,316-3.1% | $4,482+15.0% | $5,439-5.3% |
| Admin fee / account holder | $0 | $10,887-100.0% | $8,021-100.0% | $10,886-100.0% |