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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,024 | $176,838-55.9% | $146,685-46.8% | $167,518-53.4% |
| Participation rate | 50.0% | 83.6%-33.6pp | 80.1%-30.1pp | 82.1%-32.1pp |
| Annual return | 13.37% | 24.04%-10.7pp | 22.75%-9.4pp | 478.71%-465.3pp |
| Employer contribution / active EE | $1,869 | $5,161-63.8% | $4,137-54.8% | $4,838-61.4% |
| Participant deferral / active EE | $4,012 | $6,441-37.7% | $5,507-27.1% | $6,342-36.7% |
| Admin fee / account holder | $0 | $13,262-100.0% | $10,281-100.0% | $12,312-100.0% |