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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,165 | $152,612-71.1% | $125,192-64.7% | $152,897-71.1% |
| Participation rate | 57.1% | 83.3%-26.2pp | 79.8%-22.6pp | 82.5%-25.3pp |
| Annual return | 18.68% | 54.85%-36.2pp | 43.79%-25.1pp | 345.43%-326.7pp |
| Employer contribution / active EE | $1,428 | $4,947-71.1% | $3,866-63.1% | $4,764-70.0% |
| Participant deferral / active EE | $3,374 | $5,868-42.5% | $4,937-31.7% | $5,851-42.3% |
| Admin fee / account holder | $0 | $13,437-100.0% | $9,704-100.0% | $11,599-100.0% |