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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,518 | $106,864+8.1% | $147,318-21.6% | $82,637+39.8% |
| Participation rate | 100.0% | 75.5%+24.5pp | 82.1%+17.9pp | 68.1%+31.9pp |
| Annual return | 18.42% | 27.49%-9.1pp | 70.43%-52.0pp | 53.51%-35.1pp |
| Employer contribution / active EE | $6,502 | $3,417+90.3% | $4,593+41.6% | $2,552+154.7% |
| Participant deferral / active EE | $16,001 | $6,496+146.3% | $7,906+102.4% | $4,126+287.8% |
| Admin fee / account holder | $13,073 | $8,415+55.4% | $13,708-4.6% | $7,339+78.1% |