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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,507 | $97,020-17.0% | $83,327-3.4% | $135,380-40.5% |
| Participation rate | 100.0% | 80.4%+19.6pp | 77.8%+22.2pp | 82.6%+17.4pp |
| Annual return | -1.49% | 12.31%-13.8pp | 10.64%-12.1pp | 519.81%-521.3pp |
| Employer contribution / active EE | $11,040 | $4,144+166.4% | $3,379+226.7% | $4,779+131.0% |
| Participant deferral / active EE | $14,498 | $5,964+143.1% | $5,565+160.5% | $5,609+158.5% |
| Admin fee / account holder | $8,055 | $8,426-4.4% | $7,540+6.8% | $10,828-25.6% |