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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,105 | $99,644+28.6% | $86,438+48.2% | $134,532-4.8% |
| Participation rate | 95.5% | 82.1%+13.4pp | 80.3%+15.1pp | 81.2%+14.2pp |
| Annual return | -17.89% | 6787.26%-6805.2pp | 4397.19%-4415.1pp | 418.27%-436.2pp |
| Employer contribution / active EE | $9,047 | $4,402+105.5% | $3,769+140.0% | $4,741+90.8% |
| Participant deferral / active EE | $16,592 | $7,247+128.9% | $6,952+138.6% | $6,401+159.2% |
| Admin fee / account holder | $2,342 | $8,375-72.0% | $6,733-65.2% | $11,429-79.5% |