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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,409 | $102,393+3.9% | $147,041-27.6% | $80,911+31.5% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.6%+32.4pp |
| Annual return | 24.13% | 134.95%-110.8pp | 419.21%-395.1pp | 35.63%-11.5pp |
| Employer contribution / active EE | $10,073 | $3,715+171.1% | $4,935+104.1% | $2,756+265.5% |
| Participant deferral / active EE | $14,896 | $6,647+124.1% | $8,071+84.6% | $4,297+246.7% |
| Admin fee / account holder | $12,838 | $7,943+61.6% | $13,006-1.3% | $6,935+85.1% |