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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,814 | $115,911+0.8% | $100,530+16.2% | $158,950-26.5% |
| Participation rate | 100.0% | 81.6%+18.4pp | 79.4%+20.6pp | 82.0%+18.0pp |
| Annual return | 11.94% | 34.80%-22.9pp | 30.89%-19.0pp | 302.91%-291.0pp |
| Employer contribution / active EE | $9,126 | $4,104+122.4% | $3,418+167.0% | $4,762+91.6% |
| Participant deferral / active EE | $16,729 | $6,676+150.6% | $6,271+166.8% | $5,983+179.6% |
| Admin fee / account holder | $2,661 | $10,999-75.8% | $8,083-67.1% | $11,248-76.3% |