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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $382,819 | $172,111+122.4% | $150,298+154.7% | $137,256+178.9% |
| Participation rate | 81.0% | 81.7%-0.8pp | 77.8%+3.2pp | 80.0%+1.0pp |
| Annual return | 14.80% | 69.37%-54.6pp | 62.79%-48.0pp | 220.34%-205.5pp |
| Employer contribution / active EE | $3,484 | $4,636-24.9% | $4,154-16.1% | $4,156-16.2% |
| Participant deferral / active EE | $9,923 | $6,166+60.9% | $5,453+82.0% | $6,407+54.9% |
| Admin fee / account holder | $4,669 | $16,471-71.7% | $14,116-66.9% | $12,270-61.9% |