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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,747 | $78,670-73.6% | $109,173-81.0% | $85,847-75.8% |
| Participation rate | 94.7% | 68.3%+26.5pp | 75.9%+18.9pp | 69.3%+25.4pp |
| Annual return | 17.69% | 25.09%-7.4pp | 25.75%-8.1pp | 318.61%-300.9pp |
| Employer contribution / active EE | $2,540 | $2,734-7.1% | $3,723-31.8% | $2,565-1.0% |
| Participant deferral / active EE | $4,322 | $3,467+24.6% | $4,654-7.1% | $3,952+9.3% |
| Admin fee / account holder | $1,173 | $5,469-78.5% | $6,755-82.6% | $6,261-81.3% |