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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,278 | $64,716-71.8% | $112,258-83.7% | $68,495-73.3% |
| Participation rate | 93.9% | 67.2%+26.7pp | 75.1%+18.8pp | 67.9%+26.0pp |
| Annual return | -19.78% | -11.40%-8.4pp | 27.47%-47.2pp | -7.84%-11.9pp |
| Employer contribution / active EE | $2,688 | $2,746-2.1% | $3,636-26.1% | $2,596+3.5% |
| Participant deferral / active EE | $5,186 | $3,565+45.5% | $4,728+9.7% | $4,028+28.8% |
| Admin fee / account holder | $909 | $5,232-82.6% | $6,411-85.8% | $5,403-83.2% |