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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,391 | $73,978-73.8% | $96,515-79.9% | $75,173-74.2% |
| Participation rate | 89.7% | 66.4%+23.3pp | 74.3%+15.4pp | 67.2%+22.5pp |
| Annual return | 19.53% | 26.72%-7.2pp | 35.73%-16.2pp | 160.72%-141.2pp |
| Employer contribution / active EE | $2,715 | $2,931-7.3% | $3,740-27.4% | $2,671+1.7% |
| Participant deferral / active EE | $4,235 | $3,660+15.7% | $4,880-13.2% | $4,126+2.6% |
| Admin fee / account holder | $2,158 | $5,219-58.6% | $6,735-68.0% | $5,651-61.8% |