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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,104 | $80,748-73.9% | $102,383-79.4% | $74,429-71.6% |
| Participation rate | 75.6% | 65.7%+9.9pp | 74.5%+1.1pp | 67.2%+8.4pp |
| Annual return | 14.78% | 27.57%-12.8pp | 24.94%-10.2pp | 1368.38%-1353.6pp |
| Employer contribution / active EE | $1,802 | $3,159-43.0% | $3,870-53.4% | $2,625-31.3% |
| Participant deferral / active EE | $3,269 | $3,861-15.3% | $5,060-35.4% | $4,348-24.8% |
| Admin fee / account holder | $1,153 | $2,371-51.4% | $8,391-86.3% | $1,944-40.7% |