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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,169 | $72,273-76.2% | $101,275-83.0% | $79,856-78.5% |
| Participation rate | 88.5% | 68.5%+20.0pp | 75.8%+12.7pp | 69.6%+18.8pp |
| Annual return | 26.04% | 22.30%+3.7pp | 46.48%-20.4pp | 31.71%-5.7pp |
| Employer contribution / active EE | $4,111 | $2,691+52.8% | $3,660+12.3% | $2,471+66.4% |
| Participant deferral / active EE | $5,800 | $3,282+76.7% | $4,371+32.7% | $3,741+55.0% |
| Admin fee / account holder | $2,391 | $4,401-45.7% | $5,948-59.8% | $5,306-54.9% |