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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,434 | $125,190-39.7% | $105,624-28.6% | $145,897-48.3% |
| Participation rate | 88.9% | 77.6%+11.3pp | 75.3%+13.6pp | 80.3%+8.6pp |
| Annual return | 8.49% | 225.22%-216.7pp | 116.20%-107.7pp | 552.29%-543.8pp |
| Employer contribution / active EE | $1,824 | $3,720-51.0% | $3,168-42.4% | $4,663-60.9% |
| Participant deferral / active EE | $2,942 | $5,716-48.5% | $5,013-41.3% | $6,689-56.0% |
| Admin fee / account holder | $6,437 | $17,138-62.4% | $10,961-41.3% | $13,390-51.9% |