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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,434 | $126,519-40.4% | $106,201-29.0% | $145,959-48.3% |
| Participation rate | 88.9% | 77.7%+11.2pp | 75.3%+13.6pp | 80.3%+8.6pp |
| Annual return | 8.49% | 225.10%-216.6pp | 116.26%-107.8pp | 561.95%-553.5pp |
| Employer contribution / active EE | $1,824 | $3,726-51.0% | $3,170-42.5% | $4,661-60.9% |
| Participant deferral / active EE | $2,942 | $5,716-48.5% | $5,012-41.3% | $6,689-56.0% |
| Admin fee / account holder | $6,437 | $17,312-62.8% | $11,039-41.7% | $13,398-52.0% |