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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,918 | $71,878-36.1% | $86,698-47.0% | $68,486-33.0% |
| Participation rate | 82.3% | 72.2%+10.0pp | 76.6%+5.7pp | 67.9%+14.4pp |
| Annual return | -11.65% | 3.53%-15.2pp | 35.95%-47.6pp | -7.85%-3.8pp |
| Employer contribution / active EE | $0 | $2,173-100.0% | $2,837-100.0% | $2,597-100.0% |
| Participant deferral / active EE | $2,440 | $3,779-35.4% | $4,656-47.6% | $4,028-39.4% |
| Admin fee / account holder | $1,137 | $6,113-81.4% | $7,493-84.8% | $5,404-79.0% |