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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,964 | $78,428-36.3% | $95,960-47.9% | $79,852-37.4% |
| Participation rate | 90.8% | 73.5%+17.3pp | 77.1%+13.7pp | 69.6%+21.1pp |
| Annual return | 4.14% | 19.37%-15.2pp | 91.63%-87.5pp | 31.72%-27.6pp |
| Employer contribution / active EE | $1,171 | $1,945-39.8% | $2,541-53.9% | $2,471-52.6% |
| Participant deferral / active EE | $2,385 | $3,440-30.7% | $4,167-42.8% | $3,740-36.2% |
| Admin fee / account holder | $7,616 | $5,622+35.5% | $6,797+12.1% | $5,306+43.5% |