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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,367 | $60,349-31.5% | $74,184-44.2% | $62,881-34.2% |
| Participation rate | 97.0% | 72.7%+24.3pp | 76.6%+20.4pp | 69.3%+27.7pp |
| Annual return | 0.35% | 21.38%-21.0pp | 17.74%-17.4pp | 20.14%-19.8pp |
| Employer contribution / active EE | $949 | $1,680-43.5% | $2,370-60.0% | $2,281-58.4% |
| Participant deferral / active EE | $2,083 | $2,856-27.1% | $3,550-41.3% | $3,203-35.0% |
| Admin fee / account holder | $1,909 | $4,261-55.2% | $5,586-65.8% | $4,296-55.6% |