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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,646 | $72,492-34.3% | $87,104-45.3% | $72,975-34.7% |
| Participation rate | 97.3% | 72.8%+24.5pp | 76.9%+20.5pp | 69.5%+27.8pp |
| Annual return | 2.70% | 24.46%-21.8pp | 28.19%-25.5pp | 81.01%-78.3pp |
| Employer contribution / active EE | $617 | $1,894-67.4% | $2,521-75.5% | $2,440-74.7% |
| Participant deferral / active EE | $2,287 | $3,270-30.1% | $4,048-43.5% | $3,608-36.6% |
| Admin fee / account holder | $3,054 | $5,055-39.6% | $7,491-59.2% | $5,124-40.4% |