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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,006 | $67,602-27.5% | $82,312-40.5% | $70,126-30.1% |
| Participation rate | 85.9% | 72.8%+13.1pp | 76.9%+9.0pp | 69.5%+16.4pp |
| Annual return | 10.96% | 21.57%-10.6pp | 25.88%-14.9pp | 73.15%-62.2pp |
| Employer contribution / active EE | $1,153 | $1,755-34.3% | $2,428-52.5% | $2,343-50.8% |
| Participant deferral / active EE | $1,947 | $2,987-34.8% | $3,706-47.5% | $3,332-41.6% |
| Admin fee / account holder | $2,552 | $4,512-43.4% | $5,608-54.5% | $4,645-45.1% |