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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,016 | $75,720+32.1% | $90,312+10.7% | $86,983+15.0% |
| Participation rate | 100.0% | 66.3%+33.7pp | 72.9%+27.1pp | 69.5%+30.5pp |
| Annual return | 13.15% | 18.55%-5.4pp | 18.90%-5.7pp | 25.83%-12.7pp |
| Employer contribution / active EE | $8,214 | $1,945+322.3% | $2,243+266.3% | $2,584+217.8% |
| Participant deferral / active EE | $5,076 | $3,001+69.2% | $3,749+35.4% | $4,194+21.0% |
| Admin fee / account holder | $4,749 | $6,201-23.4% | $8,248-42.4% | $7,856-39.5% |