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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,379 | $58,391-24.0% | $76,667-42.1% | $72,976-39.2% |
| Participation rate | 100.0% | 67.4%+32.6pp | 72.1%+27.9pp | 69.5%+30.5pp |
| Annual return | 18.32% | 2306.65%-2288.3pp | 1166.74%-1148.4pp | 81.02%-62.7pp |
| Employer contribution / active EE | $5,457 | $1,787+205.4% | $2,303+136.9% | $2,440+123.6% |
| Participant deferral / active EE | $3,260 | $2,690+21.2% | $3,336-2.3% | $3,608-9.6% |
| Admin fee / account holder | $4,212 | $4,014+4.9% | $6,423-34.4% | $5,124-17.8% |